Stellar

Stellar is a blockchain network focused on fast, low-cost international payments.

What Is Stellar (XLM)? Stellar is a blockchain network optimized for fast and low-cost global payments, connecting financial institutions and enabling tokenized assets.

A payment-focused blockchain network that connects financial institutions and lowers the cost of international transfers. It uses the Stellar Consensus Protocol (SCP) to enable fast currency conversions and settlements.

Financial Inclusion: Used as an intermediary asset for low-cost, near-instant conversion between fiat currencies, especially in emerging markets.

Nonprofit Remittance: Uses a low-inflation model. Used for near-instant, low-cost currency conversion and cross-border payments, often targeting remittances and underbanked populations.